Pradhan Mantri Awas Yojana-Maharashtra

May 25, 2017 | By Jagjit Singh | Filed in: Government Schemes, Maharashtra, State Government, Yojana.

Originally launched by the Prime Minister of India Narendra Modi to build housing for all across the nation to allow the poor and middle-class people to also be able to have a roof over their heads by the year 2022. The initial scheme was launched nationwide and was later taken up by the government of each state and so has the government of Maharashtra taken initiative in the scheme.

The Chief Minister of Maharashtra made a statement during his rally at Faizpur saying that the housing for all scheme would meet final requirements by the end of 2019. Under the scheme, the government of the state has aimed at providing affordable housing to the poor.

Via

How does the scheme work?

  • The scheme is focused on the weaker economic sections and they will be given a subsidy on home loans taken by the urban poor (EWS/LIG)
  • This subsidy will be available for the loans availed for the new construction and addition of rooms (kitchen, toilets etc.)
  • This subsidy will only be available for the loans amount up to 12 lakhs. For the loan amount of 12 lakhs, no subsidy would be provided.

What is the eligibility criteria for the scheme?

  • The interested individuals should not own a house under his or her family name. (Must be a first-time buyer).
  • Only the applicants belonging to LIG (Lower Income Group) & EWS (Economically Weaker Section) are eligible.

Information on annual income

  • EWS-Annual income should not exceed INR. 3 Lakhs per annum
  • LIG- Annual income should not exceed INR. 6 Lakhs per annum

About the Awas Yojana-Carpet area

  • For the EWS applicants-30 square meters
  • For the LIG applicants-60 square meters

Reference details

Apply online for the scheme

Conclusion

The scheme would bridge the gap between the poor and the rich of Maharashtra and would make an improvement in the infrastructure of the state. This would also build better relations between the government and the common man of the state.

 

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