Government Schemes Maharashtra State Government Yojana

Mahatma Jyotiba Phule Jeevandayeeni Yojana – Cashless Treatment Scheme for the Poor

Mukesh Jindal
Written by Mukesh Jindal

The cashless treatment scheme was launched for the poor and has been named after the social reformer Mahatma Phule and is also named after him as the Mahatma Jyotiba Phule Jeevandayeen Yojana.

The scheme would provide health insurance for over 1100 ailments instead of 900, as was the case in the earlier scheme. The Yojana was set to launch by the 21st of October by the government of Maharashtra.


Updates on the scheme

The cashless treatment conspires for poor people which were at first called the Rajiv Gandhi Jeevandayee Arogya Yojana and is currently named as the Mahatma Jyotiba Phule Jeevandayeen Yojana.

The government of Maharashtra made some changes to the scheme to benefit more and more people of the state. The elements of the plan have been adjusted in a way that it would be a more extensive plan for poor people.

Features of the scheme                           

  • The scheme initially covers only families from the Below Poverty Line (BPL) category and Above Poverty Line (APL) categories
  • The scheme also covers Ashramshala Orphanage, old age homes, and journalists
  • Under the recent updates of the scheme farmers from the 14 unidentified distressed districts of Maharashtra
  • The hospitals registered under the scheme would provide cashless and immediate services.

Advantages under the plan

  • Consider a protection measure of up to INR.2 lakhs per family on a yearly premise.
  • Originally, INR.1.5 lakh was the total amount of Insurance.
  • On account of kidney, transplant, the measure of protection has been expanded from INR. 2.5 lakhs to 3 lakhs.
  • The scheme would also cover follow-up charges, consultation charges, and kidney transplant charges.
  • 1100 recognized illnesses would be secured which incorporates knee substitution, sickle cell, frailty treatment and other maturity issues.

Hospitals under the scheme

  • Tata Memorial Hospital and Research Centre
  • RN Cooper
  • Asian Heart and Research Centre
  • Seven Hills Healthcare

Eligibility of the scheme

  • The plan is presently accessible to all Orange card, yellow card, Antyodaya card, Anna purna card holders.
  • For the healing centres would need to be a piece of the plan they should have no less than 50 inpatient overnight boarding houses staff.
  • The hospitals must have separate wards.

Applying for the plan

Applications can be benefited by going to the closest clinic that is enrolled in the plan. The subtle elements of the healing facilities enrolled with the plan is said on their site of the plan.

Documents required

  • Ration card
  • Aadhaar card
  • Antyodaya card
  • Annapurna card

The doctor’s facility would control you with the later strategy and they will send an E-preauthorization demand to the insurance agencies overseeing under the plan.

Ailments covered under the scheme 

  • Lobar pneumonia
  • Aspiration pneumonectomy
  • Broncho retinopathy
  • Pneumothorax
  • Pneumoconiosis
  • Pneumonectomy
  • Diabetic retinopathy
  • Uncontrolled diabetes with infectious emergencies
  • Diabetic ketoacidosis
  • Snakebite with ventilation support
  • Diaphragmatic hernia
  • Appendicular perforation
  • Knee and hip replacement surgeries
  • Kidney transplant and many others.


The scheme has been doing pretty well so far and has surely helped a lot of the poor families in the state of Maharashtra. The scheme has been making a lot of progress so far and has received a lot of updates within the year 2016-17. One has to wait to see how the scheme benefits in the long run.


About the author

Mukesh Jindal

Mukesh Jindal

My name is Mukesh Jindal, and I am from New Delhi, India. I am an engineer by profession. I am employed by an IT company in which I work. My topics of interest include technology, mobile, and apps.

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