Government Schemes Kerala State Government Yojana

Insurance Scheme for Migrant Laborers-Kerala

Mukesh Jindal
Written by Mukesh Jindal

The government of Kerala began an insurance scheme for over 2.5 million migrant laborers, who are mostly from West Bengal, Bihar and other Northeast states who work in the state.

According to a survey conducted in 2013, there were about 2.5 million migrant laborers in the state of Kerala. At present, the number of laborers working in the state of Kerala about 10% of them has a criminal record in their home states. The proposed insurance scheme in aimed at getting proper information and registration of these laborers since the state does not have any proper registration program.


Details of the Insurance Scheme

  • Under this Insurance scheme, the state government registers all migrant workers for this insurance scheme and provide them safety and security. In the survey of 2013, estimated more than 2.5 million Laborers are working in Kerala state from various part of the country.
  • In today those numbers are even higher and increasing day by day. Near about 10% of all the migrant laborers have criminal records in their home states and that is repeated here. This scheme helps to register all the migrant laborers and helps to identify the record of registered workers easily.
  • This scheme also works as a proper registration program of migrant laborers for the Kerala government.

Objectives of the Scheme

  • The main motto of the scheme is to enroll Migrant Laborers in this insurance scheme. So, the government will have details information about the workers. The Kerala government also plans to provide basic amenities to the migrant laborers as they are part of Kerala society. In the basic amenities, government provide special medical camps & basic sanitation facilities at labor camps
  • The main objective of the scheme is to enroll Migrant Laborers in Kerala under this scheme. So, government will have detail information about the workers

Benefits of the Scheme

  • Under this scheme, government register all migrant workers for insurance and provide them insurance cards
  • Benefits of proper registration of more than 25 lack migrant laborers in the database
  • This insurance protects more than 2.5 million (25 lack) Laborers in Kerala

Features of the Scheme

  • The state government of Kerala has announced new insurance scheme for Migrant Laborers in Kerala
  • This scheme covers more than 2.5 million migrant laborers in Kerala mostly from West Bengal, Bihar and the northeast states of the country
  • Proper registration of all these laborers since the state does not have any proper registration program

Eligibility Criteria

  • Applicant should be Migrant Laborers in Kerala

Required Documents

  • Identity card such as Aadhaar card
  • Migrant certificate


The scheme would help reduce the rate of crime within the state and also keep a track of the employees working in Kerala. The government would be able to have a better track record about the laborers in the state to monitor theirs in income and their lifestyle.

About the author

Mukesh Jindal

Mukesh Jindal

My name is Mukesh Jindal, and I am from New Delhi, India. I am an engineer by profession. I am employed by an IT company in which I work. My topics of interest include technology, mobile, and apps.

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