Aadhar Pay, Payment, APP, Merchant APP, Machine, APK, Status

Mukesh Jindal
Written by Mukesh Jindal

The Aadhar Pay is another handy application that was driven by the central government to advance the utilization of online payments in India so as to battle against corruption. The new cell phone application is named as the BHIM-Aadhar Pay and was launched on the fourteenth of April. The BHIM Aadhar Payment application is a trader’s app that allows access to customers to pay for the things they buy using their thumb impressions.

The Aadhar Payment application is a complete Biometric–based payment system that would allow all the Aadhar linked account holders to transfer money just by the use of a thumb impression.


The main objective of the BHIM-Aadhar Pay application

The core focus of the Aadhar Pay app was launched to increase the use of digital payments and bring about transparency in the Indian economy.

Details of the BHIM-Aadhar Pay

The central government launched a UPI based BHIM (Bharat Interface for Money) app in order to push the number of digital transactions and making the country a cashless economy.

Prime Minister Narendra Modi had asked all the public sector banks to come on board the Aadhar Payment System by April 14th.  Banks as such as PNB, IDFC, Bank of Baroda, HDFC etcetera had launched their very own versions of the Payment app. The administration has also made a request to the banks to encourage merchants to use the Aadhar Pay App to receive payments from their clients.

The BHIM-Aadhar Payment App has been downloaded 17 million times, making it a world record as well much more than the government expected after the launch of the app.

Banks linked with the BHIM-Aadhar Pay system

  1. Allahabad Bank
  2. Andhra Bank
  3. Axis Bank
  4. Bank of Baroda
  5. Bank of Maharashtra
  6. Canara Bank
  7. Catholic Syrian Bank
  8. Central Bank of India
  9. DCB Bank
  10. Dena Bank
  11. Federal Bank
  12. HDFC Bank
  13. ICICI Bank
  14. IDBI Bank
  15. IDFC Bank
  16. Indian Bank
  17. Indian Overseas Bank
  18. IndusInd Bank
  19. Karnataka Bank
  20. Karur Vysya Bank
  21. Kotak Mahindra Bank
  22. Oriental Bank
  23. Punjab National Bank
  24. RBL
  25. South Indian Bank
  26. Standard Chartered
  27. State Bank of India
  28. Syndicate Bank
  29. Union Bank of India
  30. United Bank of India
  31. Vijaya Bank

Aadhar Pay Play Store

The app is available in the play store and has easy access: the steps below will guide you on how to use the application once you have downloaded it from the play store.

  • To download the application go to play.google.com from your desktop or visit the play store app on your android mobile phone.
  • Make sure to search for the “Aadhar Pay” or “BHIM Aadhar Pay” in the text box and click the official app to install it from the list.
  • Click the “Install” option and then click “Accept” to give permission to the app.
  • The app would download and install automatically.

Once the application has been installed, merchants would be required to make a link between their bank accounts and the application within the app on their mobile devices where they would like to receive payments from their clients.

All merchants would be required to attribute a fingerprint scanner along with their mobile in order to receive payments from their customers.

Benefits of the Aadhar Pay app

The Aadhar Pay app would completely eliminate the use of credit/debit cards for payments and will also help reduce the theft of private banking information. In order to pay through the Aadhar Pay App, customers would not be required to install any app or even a smartphone.

If the bank accounts of the customers are linked with their Aadhar Numbers, that would enable them to make direct payments just by using their thumb impression. In case, if a customer has several bank accounts, they may select the bank account of their preference from the list which is displayed in the App after they have put their thumb impression and then proceed with payments.

The fingerprint option will work as the security password to authenticate every transaction using the app.

Aadhar Pay Information

As the world is becoming more and more digital, it’s important to adopt the latest digital and IT related technologies. As the digital India movement came up many initiatives were launched, one such initiative was the Aadhar Pay.

Aadhar Pay is a Payment app for the merchants. The app allows a user to make payment through Finger Print scanner in which authentication is done with help of biometric details of the user in Aadhar database.

As said earlier it’s a merchant app which enables to receive payments from the customers. The app is available for download for all the customers across the country.

Working of App

Aadhar Pay Merchant APP

The merchants who are interested can download the app on their Android smartphone. Once the app is downloaded and installed merchants need to use the biometric reader.

Customer while paying need to enter the Aadhar card no in the app and select the bank accordingly. After the bank is selected the customer needs to use the biometric device which serves as a password.

Once the everything is done the app will fetch all your bank details which are linked to your Aadhar card after which customer will be prompted to pay through their bank account. After selection payments are done towards merchant account.

The machine which is called a biometric scanner is available in the market easily which merchants must buy. The cost of it is around Rs.1500 – 3000 accordingly.

Using the app, you can check your Aadhar status and other related details.

Aadhar Pay APK

The APK is also available on the government’s official website. It’s estimated that more than 1.8 crore people have downloaded the app from the Google play store and iOS store.

The app is regularly updated, and new features are added. The Government under the Digital India initiative is spreading awareness to use the Aadhar pay app.

The app is one stop platform for all the digital payments across the country. The best part is that you won’t be charged by your private banks for transaction fees.

The Aadhar pay has eliminated the fee charges that private banks charge while performing digital transactions.    

Also, there are rewards for users of Aadhar pay app which involves referral bonus scheme and merchant cashback scheme. So, it’s great for both the customers and merchants.


This type of payment option will allow for easier and more secure transactions to take place as well as remove the borrowing and lending option that mostly takes place with cash. This would also allow for the government to have an easy access to the accounts being credited to lessen the black money going around in the country.

We hope this article related to Aadhar pay has helped you. If you have any questions, then comment down below or contact us


About the author

Mukesh Jindal

Mukesh Jindal

My name is Mukesh Jindal, and I am from New Delhi, India. I am an engineer by profession. I am employed by an IT company in which I work. My topics of interest include technology, mobile, and apps.

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